Has anyone got an idea how you would go about getting a Debit card replaced if lost / stolen whilst abroad??
I would imagine it would be posted to your home address then hopefully parents would forward it on - the problem i forsee is that anyone could get their hands on it, sign it and use it in places where you don’t have to use chip and pin and steal all of your money!! :?
I was planning to take an American Express Travellers Cheque Card thingy which can be replaced in something like 24/48 hours - but you are charged to use these, and probably charged to replace them!!
Any ideas travel gurus?? I have a Nationwide FlexAccount if that helps anyones ideas!
When you phone up the hotline to report it stolen, they ask if you want a new one posted out to you. Just get it sent to the nearest post office poste restante. does mean you have to stick around in that town for a while though.
Brilliant - i’d not thought of that! Thanks very much xx
Also would def recommend you get someone you trust (parents or the like) signed onto your bank account as power of attourney…that way if something goes horribly wrong they can deal with it for you whilst you are sunning yourself on a beach in Oz! :razz: Also def recommend online banking to be able to keep an eye on your finances!
I’ve actually requested those forms from the bank today - how bizarre! Already got online banking, guess I am taking belt and braces approach!!
Best to be safe than sorry!
The Card Protection Plan (http://www.cpp.co.uk) provide additional insurance cover for your cards and one free phone number to cancel any cards. They can also get money to you in an emergency.
Losing cards is a tricky thing when abroad. I kept a spare credit card and a debit card for another bank account stuffed in the deepest reaches of my rucksack in case of emergencies. This is a potential risk but at least it means you’re not up shazbot creek without a paddle if you do loose your normal cards. Some card companies can make arrangment to get your card to you, give them a call to find out.
Also, some card companies use fraud prevention software to monitor your card use for unusal use. This includes it being used in different countries. It’s well worth phoning your cards on their customer services line and getting them to put a note on your account of your planned route. That way they won’t freeze your account, reject a payment or swallow your card in an ATM. A lot of hassle saved in the long run.