Proof of insurance for IEC visa

Hey guys

I’m about go off and “activate” my IEC visa since I only have until early May 2012 (got issued May 2011),. I’m only going to be in Canada for 2 weeks, then back in the UK for 3 months to finish off my work contract.

I need some insurance and it has been suggested from another forum that I need insurance for the entire duration of the visa (i.e. 12 months) and not just the 2 weeks I will initially be there. BUT every gap year insurance policy I have seen so far only allows return trips back to the UK for a max of 14 days. If you are back for longer than that the policy gets cancelled :(

Now I really don’t want to fork out twice for effectively the same policy… but not really what to do now. Does anyone who has been on a previous IEC trip now how strict the checks are when you land? I’m thinking maybe I get a policy that allows me 14 days to cancel the policy… but then worried they would somehow be able to check when I land :-/

I get free travel insurance with my bank for max 31 days per trip and will buy gap year cover for when I go back out there in August (for the remainder of the visa), I’m not silly enough to go abroad without adequate cover but don’t want to

Right, after sifting through numerous policy documents, it seems the one that is recommended by a lot of people on here because it is cheap has the cover that I need. Doh! And also it’s cheap! :)

ACE Insurance

Also contenders were:
Down under Insurance
and World Nomads

These are more pricey (particularly WN) but have the benefit they can be extended if need be.

Crisis over :D